System Advantages
Many administrators fear implementing a CDHP because of how complicated these plans can be. The time and resources needed to research, plan, and roll out a CDHP is generally more than an administrator wants to invest.
The DPI-Suite, however, allows even the smallest administrator to provide comprehensive benefit administration for all complementary resources of the CDHP: HSA, FSA, HRA, as well as COBRA.
Through the DPI-Suite, the CDHP Administrator can easily coordinate Plan Design, Implementation, Employee Education, Enrollment, and Post Enrollment Services. Further enhancing this all-inclusive advantage is the availability of electronic EOB services and credit or debit cards.
The DPI-Suite incorporates several elements that not only simplify CDHP administration, but also puts at the fingertips of the administrator a powerful array of value-added services and functionalities that cannot be found in other CDHP models, including:
All in One
By its very nature, a Consumer Driven Health Plan (CDHP) includes multiple components. Each of these elements is critical to successful CDHP implementation, but it can be overwhelming when you have several permutations and alignments of the features involved in multiple plan options. And when various entities handle each component, you are left dealing with a confusing array of contacts at several companies.
Imagine, then, the simplicity and power of a SINGLE administrator who can offer seamless integration of ALL components on a SINGLE platform that facilitates mutually beneficial relationships between multiple stakeholders across various industries, including:
- EOB Feeds from the Health TPA or Carrier
- EOB "Drill Downs" to the HRA, FSA, and HSA
- Rx Claims from a Pharmacy Benefit Manager
- Coordinated Deductible Management
- Claims Crossover Management
- Integration with both Credit and Debit Cards
- Electronic Fund Transfers (including Employee Direct Deposits, Distributions, and Employer Contributions)
- Health Service Resources for pre- & post-enrollment support
- COBRA
The CDHP Administrator is essentially the glue that holds the entire CDHP structure together. Having a single-solution provider in today's CDHP arena to help an employer and the individual to maximize utilization of these plans will empower all stakeholders with options along with the assurance that someone is looking out for their best interests.
Through the DPI-Suite, YOU can be that administrator.
Integration of Data
An integrated administration platform is the backbone of any CDHP. In order for a single administrator to manage the big picture, he or she needs access to a comprehensive administration platform through which all processes can flow seamlessly, display cohesively, and communicate effectively to all participants.
Account Administration consists of the comprehensive and integrated management of the three major components: HRA / FSA / HSA. To be effective, a single administrator needs to have access and control over all three within a single integrated system.
It is this interconnectivity between all aspects of a CDHP that can increase employee participation, decrease administration costs, streamline the claims process, and - most importantly - create a dynamic market synergy among the often-disparate industry stakeholders.
Web Portal
To manage the various elements and interactions in a Consumer Driven Health Plan (CDHP), DataPath developed my Resource Service Center (myRSC), a secure online account management tool, to serve as the CDHP “Hub” from which all CDHP components can flow seamlessly.
myRSC.com provides a user, regardless of their role, a centrist view of information, whether the user is the employee, supervisor, manager, employer, human resource administrator, payroll processor, benefit consultant, insurance agent, third party administrator, plan service provider, custodian, insurance carrier, or any other person with appropriate access permissions and role authority.
This site is a Resource Service Center through which disparate but related information concerning issues and administrative duties in the workplace can come together to form a single presentation to the user through the Internet. The information integration centers around human resources, benefits information, and administrative tasks.
The single most distinctive characteristic of the site is its adaptability, the ability to fit the purpose of any user. That, combined with the site's emphasis on security and privacy, makes myRSC.com the premier human resource and employee benefits site on the Internet.
myRSC.com provides 24/7 access to:
- Up-to-date account balances and history
- Single source for all benefit plans: FSA, HRA, HSA, etc.
- EOB feeds and drill downs to HRA, FSA, and HSA
- HSA claims storage in the Claims VaultSM
- HSAToday® investment options and management
- Benefit plan menu
- Important forms & documents
- Deposit & withdrawal capabilities from/to multiple accounts
- Recent news and benefits updates
- Health service resources
For more information or a self-guided demo, please visit myRSC.com.